Regulatory Scientist, Financial Services

About the role

Compliance officers do not buy dashboards; they buy evidence that maps to a requirement they can cite. Nandini Joshi's regulatory science team does that mapping. For a lending agent, it means suites that check whether adverse action reasons are specific and accurate, as Regulation B (12 CFR 1002.9) requires even after the CFPB withdrew Circular 2023-03 in May 2025. For a wealth agent, it means trajectories that must gather a customer's investment profile before recommending anything, in line with FINRA Rule 2111.

You will read primary sources, write requirement-to-assertion mappings, review the financial services packs with our CPA and former-examiner annotators, and shape the model-governance summaries our Enterprise customers hand to their model risk and internal audit teams. You will also keep our regulatory guides current, dating every statement about rules that are still moving.

GONATURELLE does not give legal advice or issue compliance certificates. Your work gives customers better evidence for decisions that remain theirs.

What you will do

• Maintain requirement maps for ECOA and Regulation B, FINRA suitability, SR 26-2 (which replaced SR 11-7 in April 2026), the EU AI Act and India's DPDP Act as they apply to financial agents
• Specify new test suites and edge-traps with the annotation and research teams
• Review compliance report templates for accuracy and appropriate hedging
• Brief customers' model risk teams on how GONATURELLE evidence fits into their validation process
• Track enforcement actions and guidance changes and turn them into release notes

What you bring

• Law degree, CA, CFA, FRM or equivalent, with at least five years in model risk, compliance or regulatory roles at a bank, NBFC, broker-dealer or regulator
• Working knowledge of US consumer credit and suitability rules; exposure to RBI or SEBI frameworks is a plus
• Ability to read technical artefacts (YAML configs, JSON reports) and ask good questions about them
• Precise writing and a strong instinct for what can and cannot be claimed

Nice to have

• Experience validating credit, fraud or AML models under SR 11-7, SR 26-2 or similar guidance
• Experience with EU AI Act conformity work or ISO/IEC 42001
• Python or SQL at a scripting level